Wolfberry is the name given to the Chinese and European variety of the Goji berry. It actually goes by many other names and has more than 100 species. The Lyceum Barbarum Wolfberry is the most popular species of this plant. It is the best tasting one and is used for making Goji juice and for medicinal uses in Asia and India.

The Wolfberry is a shrub that can grow up to 10 feet with trailing vines spreading to up to 20 feet. In China it is cultivated in large plantations for commercial use. These commercial farms use conventional chemical methods to grow the Wolfberry and protect it from insect damage. The largest growing area is the Ningxia Hui Autonomous Region, in Northern China. This is where they grow the Lyceum Barbarum Wolfberry. This species was originally taken from Tibet and the Himalayan region.

Other varieties of this plant can be found growing wild in various parts of the world including the UK. It is known as the Wolfberry and also has other names, like The Box Thorn Fruit and The Matrimony Vine Fruit. This plant grows wild in the cooler parts of Europe and Asia.

In Tibet and Inner Mongolia the Wolfberry is known as the Goji Berry. It is one of the protected medicinal plants in this area. Because of its use as a medicine plant the Wolfberry is grown organically there with no additional chemicals. The areas it grows in are labeled as “wild places” and are relatively untouched by urban development. An organization Co-op for the Goji farmers that ensures they get fair prices and help continue growing Wolfberry plants, was created in 1975. The Tanaduk Institute has also helped to protect the medicinal plants grown in this region. Several monasteries in India also grow medicinal plants including the Wolfberry. They are grown organically here and are sold on a limited basis.

The plants are quite easy to grow and can be started from seed. The seeds take around 7 days to germinate. The Wolfberry can also be cultivated from roots. It is resistant to drought and can withstand temperatures of -15 degrees Fahrenheit in winter and up to 100 degrees Fahrenheit in summer. The Wolfberry prefers light soil for optimum growth but will grow in any soil. Ideally the plant prefers full sunlight but will also grow in partial shade.

You can cultivate The Wolfberry in containers. If you do this, you need to hand pollinate the Wolfberry flowers, to get the fruit. The fruits are quite vulnerable to insect damage so you should take steps to protect the plants when they are producing fruit. The Wolfberry plants begin to bear fruit from the age of 1 year and will produce heavy crops when they are between 4 and 5 years old. They start to bloom in early summer and develop fruit in late summer. The Wolfberry will continue to bear fruit until the first severe frost. The best way to get the maximum health benefits from this plant is to try to grow it naturally without chemicals, herbicides or insecticides.

The concept of destiny has fascinated humans since time immemorial. Is our success predestined? Or is it in our hands? Most modern thought has deemed that our endeavor alone determines our success. But with competition intensifying, changes accelerating and many unpredictable and uncontrollable factors determining results in today’s complex world, many people are re-examining this belief.

For example, a brilliant student, despite diligent studies, gets average marks, whereas a mediocre student, with last-minute cramming, gets high grades. Why? Are we just unwitting players in a cosmic lottery, with chance as the supreme arbiter? Or are results handed down by destiny, under the sanction of a just God? Some people recoil at the very mention of destiny. They fear that lazy people may opportunistically argue, “As the result is predestined, why work hard?” and so become irresponsible and fatalistic.

However knowledge of destiny does not justify fatalism because the Mahabharata clarifies, “Destiny determines the results of our actions, not our actions themselves.”

The Vedic texts explain that these two ideologies, karmavada (endeavor, karma, alone determines success) and daivavada (destiny, daiva, alone determines success) are the two extremes of the pendulum of human imagination.

In reality, success requires both endeavor and destiny. For example, in agriculture, a good harvest requires both diligent ploughing and timely rains. Ploughing represents endeavor and rains signify destiny. Despite ploughing, no harvest can result, if there are no rains. Similarly sometimes, despite our best efforts, we may fail, due to adverse destiny. When people are uninformed about the role of destiny in determining results, failures make them feel hopeless, “I am worthless and cannot do anything well”, even when they have the potential to perform in the future.

Consequently today many of our brothers and sisters are unfortunately and needlessly suffering from mental problems like inferiority complex, low self-esteem, depression and self-pity.

Lord Krishna gives us hope in the Bhagavad-gita by pointing out that though we don’t determine the result, we do play a significant role. Going back to the farmer analogy, the farmer must plough the field for favorable rainfall to produce crops. Similarly we must endeavor for destiny to produce results. Hence the Gita urges us to perform our God-given duty without attachment.

We need detachment because our material happiness and distress in this life are predestined by our own karma from past lives. We cannot change them no matter how hard we work. But by doing our present duties industriously and honestly, we can get our destined happiness. Also we can make for ourselves a bright future destiny, even if our present is bleak.

Moreover, even at present, destiny limits only our material happiness, not our spiritual happiness. All of us have equal and complete opportunity to awaken our dormant love for God and experience oceanic happiness thereof. This supreme fulfillment is available at our tongue tips, just by the chanting of the Holy Names of God, Krishna.

In the spiritual world the Absolute is always absolute; the name, form, quality and pastimes of the Absolute are all as good as the Absolute Himself. As such, one is understood to be an eternal servant of the Supreme Personality of Godhead if he considers himself an eternal servant of the holy name and in this spirit distributes the holy name to the world. One who chants in that spirit, without offenses, is certainly elevated to the platform of understanding that the holy name and the Personality of Godhead are identical.

To associate with the holy name and chant the holy name is to associate with the Personality of Godhead directly. Whatever instruments we need to chant names of God are already provided, no one has to purchase a tongue. We also have ears with which to hear the sound that the tongue vibrates.

Therefore we have all the instruments we need with us — a tongue and ears. We only have to chant Hare Krsna and use our ears to hear this vibration, and all perfection will be there for us. No inimical destiny can obstruct us in achieving divine bliss; rather when we take one step towards God, He takes a thousand steps towards us. Even a little spiritual dynamism brings enormous returns. And as we are intrinsically spiritual beings and as our lasting satisfaction comes from spiritual devotion, we can rejoice in knowing that our real happiness is not destined, but is in our own hands.

Hence intelligent people are cautious to not let over-endeavor for flickering material aggrandizement deprive them of the time and energy to strive for lasting spiritual enlightenment.

Let us therefore do our best (materially and spiritually) and leave the rest (to God faithfully).

When you are driving a car, it is sure that you always want to drive safely and reach the destination as soon as possible. Unluckily, sometimes it is hard to get those things at once and if you have to choose one of them, maybe the safety will be your first choice. The safety will always become so important in driving and no one wants to get accident or problem.

carinsuranceratesAlthough you have tried hard to drive carefully, accident is still unpredictable. It can happen anytime and there will always be possibility for it to happen. In this case, you will need auto insurance as a protection for you whenever you get accident. The insurance can help you to solve the problems, such as the reparation of the car and your health care after the accident.

Nowadays, it is also not hard to find the insurance because there are many providers of auto insurance. In this case, you must be able to compare the best provider and policies. It is very important because there can be many policies and you have to choose the most suitable policies. To do it, you may need auto insurances quotes, so you can have things for the comparison and considerations. Those will be so helpful when you want to get the most suitable insurance.

Broadband speed, mobile devices and web 2.0 technologies have transformed how we communicate and interact online. In the wake of the largest transfer of offline to online users in history, financial firms have been largely detached from leveraging social media to their benefit. The lingering effects of the global recession have also contributed to continued erosion of investor confidence. This has left sophisticated and high net-worth investors hungry for positive news amid negative general sentiment.

Today’s internet users are constantly shifting from at-work to at-home states of minds. Mobile phones and tablets are a major reason for the permanent change in users behavior. Financial marketers have an opportunity to repair tarnished images through meaningful social media marketing campaigns. In addition, smaller, more nimble financial firms have a window of opportunity to establish highly competitive social media presences.

Offer thought leadership.
Whether you’re looking to communicate to clients or solicit advisors or prospective investors, it’s essential to profile your audience for the information they will respond to the most. By using a well-prepared communication profile, you can create relevant content designed to attract and bolster your corporate profile. Content can also be prepared for financial websites and distributed on social media sites like LinkedIn. For more information on using LinkedIn, read our previous article.

Connect with sophisticated investors.
Financial firms and financial advisors have done little to connect and maintain relationships with prospective clients on social media sites. By offering compelling updates and expanding your online network, you can improve your online reputation. Responding to daily events and market changes through tools like Twitter can further strengthen your online relevancy beyond your financial website.

Reduce costs.
Reduce your traditional advertising costs by implementing a social media plan to reach your key demographics. Traditional advertising, such as television and print, relies heavily on long-term, impression-based awareness. Well-crafted social media plans with paid search integration can deliver prospects specifically interested in your services. Financial institutions can significantly reduce cost per acquisition and allow chief marketing officers to deliver more specific return on investment (ROI) comparisons.

Improve confidence.
Your target demographic isn’t immune to the generally poor sentiment resonating around large financial brands. Help improve investor confidence by providing direct and ancillary evidence of the role your institution is playing in the recovery. Ultimately, you will promote your financial institutions ease of use online and access to financial tools.

Promote corporate social responsibility.
Financial marketers have long benefited from nonprofit and cause-based partnerships. As donors and sponsors share similar profiles, social media sites like Facebook offer ideal platforms to highlight corporate social responsibility (CSR) programs. The secret behind raising your financial brand’s CSR awareness is through external references that ultimately benefit the organization. These mentions and updates optimally will link back to the CSR portion of your website or social media site, allowing visitors to learn more and ultimately leave contact information. Facebook ‘likes,’ for example, are an effective way for individuals to become fans of your CSR activities. As a fan of your financial organization, they are engaged and interested in your brand and will receive all future updates and news items.

When it comes to investments and various financial services, London continues to be a world class financial centre.. The finance industry as a whole comprises of many different institutions. This wide variety of businesses with different specialism means that people are often spoilt for choice – and Richmond is no different. When it comes to independent financial planning, Richmond is a great place to begin searching for help. Many cities around the world can boast a large amount of financial companies to choose from when it comes to getting help from an investment advisor. London, in particular, continues to be a very important financial hub worldwide – with a good mix of very experienced, highly qualified people and fresh ideas.

The main purpose of financial planners and helpers is to guide people into making proper decisions for their long term financial health. A good advisor will take the time to get to know you, discuss where you are now and where see yourself over the next few years, when you plan to retire and how you wish to spend your retirement. It is important that you are clear about the standard of living you hope to have once retired. He or she will also look at what assets you currently have, your income levels and your current and expected outgoings. Your income and outgoings will change over the years – you might be able to pay off your mortgage, your children will finish full time education and you might perhaps be planning to buy that longed for second home abroad. Both short term and long term financial goals should be considered, before developing a strategy. A good financial plan will include investment planning, retirement planning and pensions, tax planning and ensuring that there is adequate insurance cover.

Developing a good investment strategy to achieve someone’s long term goals is a highly specialist area and often best left to the experts. A good financial advisor, who is likely to be highly qualified in the area of financial planning, will develop a plan that has an appropriate level of risk and return that is consistent with the agreed aims and objectives. An effective investment plan should consider how your assets will be allocated – this will cover how well diversified is the portfolio of investments is across a range of industries and geographical regions. The key of objective of your financial advisor is to try and maximize the return on your investment portfolio while minimising the level of risk to which you might be exposed. He or she will know the best methods of investing your money in a variety of financial vehicles, making sure that your investments are also tax efficient. Your specialist investment advisor should take the time to regularly evaluate your investment portfolio and check that your financial planning strategy is still on track. This will involve reviewing your portfolio of investments and ensuring that it is still consistent with the current aims. The financial planning specialist can provide ongoing management of your investment portfolio.

When selecting your investment advisor, do check that there will be regular reviews of your financial planning strategy, checking how your portfolio of investments is faring and deciding if any corrective action needs to be taken. Your advisor should give you measured advice, that is long term in view rather than focusing on the short term events in the stock market. Your financial planner will have detailed knowledge of a broad range of investment opportunities and should be in a good position to recommend the best options for you and your long term financial plan.

There are many different methods that financial institutions use to invest money, and many of these methods are too intricate for most people to understand. Extensive research really needs to be done by a professional before any decisions are made. Financial services, London are a tremendous asset to the UK economy, generating a vast amount of financial expertise notably independent financial planning. Richmond is one such place that can especially benefit from being close to a world class financial centre. There a numerous well qualified investment advisor. London has plenty of people who can help those in need of investment advice. A person should always make sure that they have done extensive research before committing to a particular advisor.