The post office recurring deposits is the financial service of the Indian post in which a citizen of India can save their money with a post office regarding small monthly instalment for the period of maximum 60 months that earn good rate of interest on the saving wealth.

Indian Post office department offers different financial services to the resident of India to save their money in the post office financial services department. There many benefits of saving the money with Post office recurring deposit post account such as:

Protection of the Capital: Investing the money in post office recurring deposit is fully protected and guaranteed by the government of India. The money saved is invested under the supervision of the Government of Indian that ensures the protection of your money and no market risk is associated with the savings of recurring deposits. You can calculate your recurring deposits in this link to invest today.

Protect the saving from inflation: Though post office recurring deposit does not guarantee the saving of the investment from the inflation at any rate, but still, it promises a fixed and assured return on the investment. In the situation when the inflation rate of the market is higher than the guaranteed rate of return by the post office, in that customer may have to face some consequences of higher inflation rate, but on the other hand when the inflation rate is lower than the predefined rate of interest on recurring deposit, the money saved with the post office is saved from being affected by the rate of inflation.

Guarantee of return: The post office recurring deposit account guarantees the return on saving at the rate of 7.40% annually which is to be re-addressed shortly in any situation.

Liquidity

Though the locking period for the amount saved n the post office recurring deposit is locked for the period of 60 months, but it can be withdrawn to meet the sudden demand for the money for their expenses, but account holder has to pay some fee and penalty to withdraw the money before maturity time.

Credit Rating: The post office recurring deposit account is a product of government, of India and has no private control and does not require any commercial credit score.

What documents are the required to open PORD?

Opening a post office recurring deposit account is very processed with some documents availability as given bellow.

Documents required

1. Account Opening Form: This is the first and the most basic document which is required to open a recurring account with the post office of India.

2. Passport size photograph: Account holder is required to hand over two passport size photographs to the account opening department.

3. Address and Identity proof of the account holder such as Adhaar card, Form sixty or driving License and many others.

Eligibility

Any person is eligible to open a post office recurring deposit account, who is the resident of Indian with legal proof. There are certain other eligibilities to open recurring deposit account in Indian post office.

1. Any single male or female who attained the age of adult

2. Two adult joint account. (The amount saved in the joint post office recurring account is to be paid to both or any of the survivor or them). A joint account can also be converted into the single account and single account can be converted into joint account.

3. A guardian on behalf of minor or person with unsound mind.

4. A minor has attained the age of 10 year in his or her own name can also open the recurring deposit account with Indian post office.

There are natural salesmen. You probably heard of people who could sell ice to an Eskimo. I have met people like that, but I was always too suspicious of them to become friends. Then I got a job where selling was the biggest thing. I was venturing into unknown waters with this job, and I needed some consultative selling training to be able to make it. I suppose a selling attitude can really help. Plus, liking the product or service you are selling really helps too. However, learning to sell is pretty much like anything else. There are things that work, and there are things that do not work. There is also another category, and it is the things that work very well in selling.

It is practically a science. People respond in pretty much set ways to sales approaches. There are the easy sells and the tough sells. There are customers that need the feeling side of a product or service, and there are customers who need the intellectual side of a purchase. It pretty much comes down to if they are looking, they want to buy. Read More →

My brother came back from the Navy last year and immediately made plans to marry his long time sweetheart. This development of course means it is time to throw a crazy bachelor party for him. Knowing I need a party bus company in toronto, I looked around online to find one. There is no way anyone associated with this party is going to drive. No one will be sober enough to even contemplate such a ridiculous idea!

I soon located a company that looked absolutely ideal for the situation. The great thing is that it didn’t take any time at all to line up the bus. I figured it would be some complicated endeavor and it wasn’t. Looking back on it, lining up the vehicle was the least stressful part of the whole party planning. Which is exactly what you want, of course. You don’t want to waste time trying to line up transportation when there are so many other things to do. When you need a party bus company in toronto, you need it now.

I have to say the night went off without a hitch. Read More →

I, just like many other people, have had dreams of being an entrepreneur. Many people don’t bother to make their dreams into a reality, and instead have thoughts of regret about what could have been. As for me, I’ve been doing everything I can to make my dream real. I had the idea of making a popular product that everyone would buy, just like those items you see being sold on television infomercials. I created a juicer that can handle any food, and rented a party bus in Toronto to help me sell it to as many people as I could find on the street.

The end goal was to be sold everywhere, but in order to get there, I had to take the smaller route first. Getting customers at the street level is the best way to get them to tell other people about the product. Read More →

When exactly the porn industry was born is hard to tell. Available evidence shows that the creation of images of sex and genitalia for purposes of arousal started as far back as the 16th century. However, pornography only became a recognized business in the early 20th century.

When it comes to the financial muscle of the sector, most experts believe that it runs into billions of dollars. In fact, some have said that porn in the US generates more money than Amazon, Google, Apple, Microsoft, and Yahoo combined. So, it’s a big industry. But putting a number on the economic size of the industry isn’t so easy.

According to Shira Tarrant, a professor of women’s gender and sexuality studies at Cal State Long Beach, the reason it is so difficult to estimate the economic size of the porn industry is because;

  • Official records are hard to come by.
  • Most porn companies don’t even keep records. And when they do, they always hide them away from government and other authorities for fear of legal implications.
  • Most researchers and academics who study pornography don’t take the industry seriously. Rather, they see it as a side kind of thing.

In a mid 2015 article, nbcnews.com reported that porn was worth approximately 13.3 billion in 2014 and that the industry was on an up. Before that, Covenanteyes.com, another online news website, reported that the porn industry has been growing steadily over the years amid multiple challenges. The website claims that the industry was worth at least $10 billion in 2001 though it’s important to state that at that time, a Forbes report indicated that the industry was worth just $3.9 billion.

Five years later, in 2006, another Covenant report was released which estimated that the industry generated $13.33 in revenue in that year. So, you’d argue that between 2006 and 2014, the industry made no progress at all. But is this the case? Maybe, maybe not.

What we know for sure is that there are a lot more porn actors in the USA now than in 2006. There are also a lot more porn streaming websites and tubes. Surely, merchants wouldn’t waste their time getting adult merchant accounts from emerchantbroker.com and the rest and host all these new porn sites if the industry was stagnating.

A possible explanation might be what we have mentioned earlier that merchants in this industry have a habit of failing to keep records and where they do hide them from authorities. This way, you will never know how much they are making and how fast the industry as a whole is growing.