The agriculture industry is an interesting one, with constant developments and innovations. That is what we all enjoy reading about in agricultural magazines: interviews with innovative farmers, fun stories about daily life in the sector, and important news that you might have missed. But did you know that you can also use these magazines to your benefit?

Agricultural advertisers in SA

You might be working in the agricultural sector, but not as a farmer. There are many individuals and businesses who sell a variety of goods and services used in the industry, and if you are one of these you’ll know that you need to be found.

Being found by the relevant buyers is all about effective marketing, and one of the oldest, most trusted marketing strategies in the world is advertising. With the wide variety of agricultural magazines available in South Africa, agricultural advertisers are provided with a great way straight into the homes of their customers. So put your ads in those magazines!

Tell your story

Any good advertisers, agricultural or otherwise, will tell you that connecting with your customers is of utmost importance. Especially in modern times with so many options available, you will find yourself preferring to buy from suppliers you trust.

By telling your story, sharing unique information and bringing your business across as an interesting and interested ‘persona’ you get to connect with your customers personally. They get to know you, and that is how you will begin to build their trust, because you will seem more real to them. It also helps if you inform them about things before trying to sell to them, because they see you are willing to give as well. Buyers like that.

Keep your customers up to date

On top of letting your customers get to know your business, agricultural magazines also provide you with a means of letting them know what is happening in your business. Do you have new products? Are you running specials or competitions?

By making use of advertising opportunities like this you ensure that your customers are never left wondering what’s happening. They’ll know, and stay interested, because you’re keeping them posted.

Another great advertising opportunity being used by thousands of agricultural advertisers in SA is directories. By putting your details on these directories you ensure that customers have an easy way to find you.

Contact AgriFoodSA to get your business onto their directory and see just how well it works for yourself. You can find out about advertising in their magazine while you’re at it as well.

There is no reason to cause pain or death to birds infesting a property. If an “expert” tells you that they will suffer during treatment, seek better advice immediately. 

When your property seems to be under siege from the local bird population and the noise, mess and threat to humans are intolerable, there is a swift, competitively priced, humane and lasting solution available via professionally qualified bird proofing and bird scaring experts including Apex Environmental Services.

Professional bird control measures include netting, post and wire systems, bird scarers with bio-acoustics, pyrotechnics, hawking services and flying kites. These are proven, highly effective and humane solutions. The implementation of bird proofing either frustrates the birds or acts as bird scaring tools. Bird scaring is a popular choice across various size and species of bird infestations.

You may consider handling the matter without specialist bird control service providers to save money. A little knowledge can be dangerous. When birds choose to roost and loiter on your roof, window sills, around entrances and in the eaves, a menacing scarecrow or the occasional blast of a klaxon won’t be sufficient.

There is legislation in place which could result in a novice breaking the law by taking the incorrect approach and it’s rare that “cross your fingers and hope for the best” treatments prove conclusive.

If humane bird scaring and proofing of a property was easy why would experts be in constant demand? Why would people train, qualify and gain experience in the various bird control practices if they felt that they wouldn’t be needed?

Another consideration is health and safety. The abundant amount of guano (bird droppings) produced present health and safety risks including salmonella and psittacosis which a bird control team understands fully. They have appropriate PPE and RPE (personal and respiratory protective equipment) and dispose of the hazardous waste responsibly. A secondary infestation of fleas may also necessitate treatment.

Bird scaring via hawking

Professional bird scaring treatments alert the birds to the hazard of a predatory bird, a hawk, which triggers their survival instinct and persuades them to relocate to a safer place. The specialists use hawks which are trained to fly near the problem birds, so they think that a hawk which could steal their young or eggs is residing in the area; the hawks never attack. This measure features carefully configured flight plans and timings are varied for long lasting success. This simply cannot be carried out without specialist management.

Bio-acoustics

This measure can be used independently or in conjunction with hawking.

Bio-acoustics replicate the distress calls of birds and plays them back digitally. This provides a powerful warning to the nesting and congregated birds and they’ll relocate for their safety.

Apex Environmental Services bird control specialists respond quickly to calls and designate a project manager to oversee the process from survey to bird scaring apparatus installation or hawking, and any follow up work including guano clearance.  Two years guarantees are offered on bird control systems installations.

Contact their specialists immediately to resolve your bird issue humanely and comprehensively.

When we first moved here, I was really angry with my parents for taking us so far from home. I was young and didn’t understand or care that they wanted to come here so that they could make a new life for us. Not long after moving here, I soon learned that I can meet other Desis in USA by going to a website where lots of other people who are originally from India hang out together. Most of them are in their teens and twenties, so I have the ability to meet lots of people my age. It has made me feel better about my situation, and many other people who are here from India have taught me that our parents have done what is best for us.

We lived in a tiny house when we lived back in in India. There were so many things on the house that were always falling apart. The landlord didn’t care about fixing anything, but he always made sure to show up on rent day to demand that my parents fork over the monthly rent. We had a water leak in the ceiling in our living room for about a year. Read More →

When I first heard that some friends were considering a party bus for Toronto, I thought that we were out of our league with one. It is not that I didn’t think we would enjoy it, because I knew we would. I just honestly did not think that we could afford it. While none of us are living pay to pay, we don’t earn super high incomes either. When one of them told me that they had already gotten a quote on the bus, I was waiting to hear what the damage would be.

I was pleasantly surprised though. I knew that there were going to be 20 of us going on this bus, and the cost split 20 ways was actually much lower than what I had been expecting. Read More →

If you don’t have any credit at all or you have bad credit, you should prepare for bad consequences. The lack of credit can make it hard for you to get a loan or credit card. Your credit score is based on several components and you should handle it responsibly so to build a good credit history.

Do you know what your credit score is made of? The credit bureaus use your credit history information to determine a 3-digit credit score that will represent your creditworthiness. The most common credit score is the FICO credit score that ranges from 300 to 850. The FICO credit score is based on the following factors:

  • Payment history – 35% of total credit score

  • Credit utilization – 30% of total credit score

  • Length of credit history – 15% of total credit score

  • New credit accounts – 10% of total credit score

  • Mix of credit accounts – 10% of total credit score

To have a FICO score, you should have at least one account that’s been open 6 months or longer, and at least one creditor who’d report your activity to the credit bureaus in the last 6 months. Be aware that though all 3 bureaus, Experian, Equifax, and TransUnion, maintain a file on you, the information in those files may not be the same. Not all creditors report all 3 bureaus. However, even if the FICO scores might not match, they should be close.

If you’re interested in how to start building credit, consider turning to a reputable business loan provider and high risk payment processor like First American Merchant. With FAM, you’ll get exceptional business funding opportunities, including a merchant cash advance, and start building good credit without any difficulty at all. Bad credit isn’t a problem for FAM.

To start building credit, you should:

  1. Use a Secured Credit Card

A secured credit card works like a traditional credit card. You must pay it off at the end of the month so that not to end up with interest payments.

  1. Become an Authorized User

You can try becoming an authorized user of your family member’s credit card. If your family member has good credit, you’ll establish good credit as an extension of his/her credit history.

  1. Apply for the Right Credit Card

When choosing a credit card for you, focus on the annual fee, interest rate, credit limit, billing cycle, rewards or cash back, and cash advance fee.

  1. Keep Your Credit Utilization Low

To maintain good credit, keep your balance low. Your balance-to-credit-limit ratio should be kept around 30% or less.

  1. Pay off Your Balance in Full

Making your payments on time and paying off your balance in full will help you avoid paying interest.

  1. Auto Pay Your Monthly Bills

Set up your monthly bills to be paid automatically each month through your credit card account. Log into your credit card account and enroll in auto pay from your checking account.

  1. Don’t Use Multiple Cards

Limit the number of credit cards. There is no need to have more than one account. Don’t complicate your finances by multiple cards, balances, and payment dates.

  1. Avoid Closing Any Unused Account

Using your credit card longer adds to your reputation. Avoid opening multiple cards and closing them in case you’re not using them. Just one account will be enough. Keep your unused account open.

Follow the above-mentioned tips to manage your credit card responsibly. This way, you’ll be able to improve your credit score and avoid unnecessary debt.